tag:blogger.com,1999:blog-20674128.post114973398744161971..comments2024-03-14T13:50:26.981-04:00Comments on Chaz's School Daze: Our TDA (403b) Plan & It's Many FaultsChazhttp://www.blogger.com/profile/09964739497720364749noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-20674128.post-61332827253882217292012-02-20T08:33:52.103-05:002012-02-20T08:33:52.103-05:00Chaz,
Who manages our TRS/TDA investments? Who is ...Chaz,<br />Who manages our TRS/TDA investments? Who is our portfolio manager? Who decides where and when to invest? Your insights are wonderful thank you for posting. I appreciate this information.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-20674128.post-24859592099505017242012-02-20T08:31:49.129-05:002012-02-20T08:31:49.129-05:00Dear Chaz.. Thank you so very, very much for posti...Dear Chaz.. Thank you so very, very much for posting. EYE OPENER for sure. How has Varaible A performed in your opinion since 2006? <br /><br />GratefulEMAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-20674128.post-65686446584091562022012-02-20T08:30:17.454-05:002012-02-20T08:30:17.454-05:00Dear Chaz.. Thank you so very, very much for posti...Dear Chaz.. Thank you so very, very much for posting. EYE OPENER for sure. How has Varaible A performed in your opinion since 2006? <br /><br />GratefulEMAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-20674128.post-2688993197461164302010-01-28T20:57:53.752-05:002010-01-28T20:57:53.752-05:00Good day, sun shines!
There have were times of har...Good day, sun shines!<br />There have were times of hardship when I felt unhappy missing knowledge about opportunities of getting high yields on investments. I was a dump and downright pessimistic person. <br />I have never imagined that there weren't any need in big starting capital.<br />Now, I'm happy and lucky , I begin to get real income. <br />It gets down to choose a proper partner who uses your funds in a right way - that is incorporate it in real business, and shares the income with me.<br /><br />You can get interested, if there are such firms? I have to answer the truth, YES, there are. Please be informed of one of them:<br />http://theinvestblog.com [url=http://theinvestblog.com]Online Investment Blog[/url]Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-20674128.post-49336134077963394762009-12-16T21:42:21.588-05:002009-12-16T21:42:21.588-05:00Good day !.
might , perhaps curious to know how on...Good day !.<br />might , perhaps curious to know how one can collect a huge starting capital . <br />There is no need to invest much at first. You may start to get income with as small sum of money as 20-100 dollars. <br /><br />AimTrust is what you thought of all the time<br />AimTrust represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas. <br /><br />It is based in Panama with affiliates everywhere: In USA, Canada, Cyprus.<br />Do you want to become really rich in short time? <br />That`s your chance That`s what you desire!<br /><br />I`m happy and lucky, I began to get real money with the help of this company, <br />and I invite you to do the same. If it gets down to choose a proper partner utilizes your savings in a right way - that`s the AimTrust!.<br />I make 2G daily, and what I started with was a funny sum of 500 bucks! <br />It`s easy to join , just click this link http://dunejamuwu.freewebsitehosting.com/bekodubo.html<br /> and go! Let`s take our chance together to feel the smell of real moneyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-20674128.post-16027444586019013752009-12-08T02:00:20.605-05:002009-12-08T02:00:20.605-05:00Hi !.
You may , perhaps very interested to know ho...Hi !.<br />You may , perhaps very interested to know how one can make real money . <br />There is no initial capital needed You may begin earning with as small sum of money as 20-100 dollars. <br /><br />AimTrust is what you haven`t ever dreamt of such a chance to become rich<br />The company represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas. <br /><br />Its head office is in Panama with structures everywhere: In USA, Canada, Cyprus.<br />Do you want to become an affluent person? <br />That`s your choice That`s what you wish in the long run!<br /><br />I feel good, I began to get income with the help of this company, <br />and I invite you to do the same. If it gets down to select a proper partner who uses your money in a right way - that`s AimTrust!.<br />I take now up to 2G every day, and my first investment was 500 dollars only! <br />It`s easy to start , just click this link http://yvikytuj.s-enterprize.com/ipykexi.html<br /> and lucky you`re! Let`s take our chance together to get rid of nastiness of the lifeAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-20674128.post-78003653353732562132008-01-03T15:15:00.000-05:002008-01-03T15:15:00.000-05:00I am a new teacher, I was wondering if I enrolled ...I am a new teacher, I was wondering if I enrolled in the wrong program, I recently signed up for the 457 plan through the city and was wondering if I should have signed up for the TDA instead? any insight as to which is better?Unknownhttps://www.blogger.com/profile/07847275555335895234noreply@blogger.comtag:blogger.com,1999:blog-20674128.post-88744136449884332672006-12-29T00:34:00.000-05:002006-12-29T00:34:00.000-05:00Actually, you don't need to do the 457 FIRST, just...Actually, you don't need to do the 457 FIRST, just concurrently. So it can be 457 + 403b7 (TDA), or 457 +401k, but not 403b7 +401k. My unmarried cheap friend is doing this, and managed to plow away 30k in one year.<br /><br />Pretty impressive, even if the eventual site is the lower perfoming Variable A.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-20674128.post-37105656859414599322006-12-29T00:30:00.000-05:002006-12-29T00:30:00.000-05:00Good insights, and overall I agree.
What also irr...Good insights, and overall I agree.<br /><br />What also irritates me is that many 403b7 plans allow longer repayment periods for the purchase of a first home. I mean the down payment option using borrowed TDA funds is a good one, but the payments are killers if you gotta repay them in 5 years with today's high downpayment requirements.<br /> <br />People should also know that they can contribute up to 30k and beyond in some cases (>50, catch up) if they first do 15k to the 457, then the other 15k to either the TDA or the 401k.<br /><br />Also, transfers out of the TDA into another equally restrictive plan can be done. I know, I have done this already, but you would have needed to have one already, which means you must have taught somewhere else....or have been lucky enough to get into the Prudential TDA offered by NYC employees who are not appointed pedagogues, as was the case with me.<br /><br />But then again, nowadays all new hires are appointed, which excludes them right away, and sadly for them, the Prudential run TDA not only gives many more options like TRowe Price funds, but also allows borrowing for 30 years for the purchase of a primary home.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-20674128.post-1149973073662473382006-06-10T16:57:00.000-04:002006-06-10T16:57:00.000-04:00knowledgeable guy:Sorry to burst your bubbble but ...knowledgeable guy:<BR/><BR/>Sorry to burst your bubbble but the "Fixed Option" is not attached to the other options and any changes in the TDA in the Variable options does not need or should affect the "Fixed Option".<BR/><BR/>Granted the administration fees are relatively low but why aren't they as low as the City plans?<BR/><BR/>I guess your happy with the the full year transfer provisions of Variable "A"?<BR/><BR/>My article was to bring improvements to the TDA that would make it a superior plan. Knowledeable people should be fighting for the best TDA that there is, not defending the undefendable.Chazhttps://www.blogger.com/profile/09964739497720364749noreply@blogger.comtag:blogger.com,1999:blog-20674128.post-1149898423875808542006-06-09T20:13:00.000-04:002006-06-09T20:13:00.000-04:00I'm glad that this article has opened your eyes. ...I'm glad that this article has opened your eyes. Too bad others are keeping their eyes closed.<BR/><BR/>You would be surprised how many CL's are clueless about the TDA and they are the ones that give advice to the teachers.Chazhttps://www.blogger.com/profile/09964739497720364749noreply@blogger.comtag:blogger.com,1999:blog-20674128.post-1149849326201935592006-06-09T06:35:00.000-04:002006-06-09T06:35:00.000-04:00Thoughtful and well-presented argument. I have ev...Thoughtful and well-presented argument. <BR/><BR/>I have everything in variable A and have given it very little thought. I'm a little disappointed you're now making me think about it.NYC Educatorhttps://www.blogger.com/profile/12188066345722781723noreply@blogger.com